Last Updated on January 30, 2025 by Laila Oliveira
Spain is a dream destination for many, but Americans moving to Spain often encounter surprises that go beyond flamenco, siestas, and stunning architecture. Transitioning to life in Spain requires understanding cultural norms, legal requirements, and practical lifestyle adjustments.
These insights are crucial for a smooth move, from navigating the work culture to adapting to a slower pace of life. This article covers 10 essential things Americans should know before relocating to Spain.
Read till the end and prepare for everything from residency requirements to cultural etiquette!
Visa Requirements
The first and most important one is knowing about visa requirements, the differences between each visa, and your rights.
Americans moving to Spain need to research the residency process thoroughly, which can be complex depending on the purpose of their stay. If you stay for less than 90 days, no visa is required because Spain is part of the Schengen Area. However, for stays longer than 90 days, you’ll need to apply for a visa before arrival.
Common options include the Non-Lucrative Visa for retirees or those who can sustain themselves without working and the Work Visa for individuals employed by a Spanish company. You’ll need to apply at your local Spanish consulate and provide documentation such as proof of income, medical insurance, and background checks.
Once in Spain, you must apply for a residency card (TIE) within 30 days. Understanding these legal requirements beforehand is essential, as failure to comply could result in hefty fines or being denied entry.
It’s important to be aware of visa requirements and rights to avoid mishaps. For example, the Passive Income Visa for Portugal allows you to work, but Spain’s Non-Lucrative Visa doesn’t.
Language Barriers
English is widely taught in Spain, but fluency levels vary significantly, especially outside major cities like Madrid and Barcelona. In smaller towns, locals primarily speak Spanish or regional languages like Catalan or Basque. This can make daily interactions challenging for Americans.
Learning basic Spanish phrases can go a long way, especially for grocery shopping, navigating public transportation, and visiting government offices. Many expats find that immersing themselves in the language helps them connect better with locals and adapt to cultural nuances.
Language apps or local classes are great resources for bridging the gap before and after your move. You can try DuoLingo or pick a course from Coursera that works for you.
Cost of Living In Spain
While expenses vary by city, living in Spain is generally cheaper than in many American cities. Major cities like Madrid and Barcelona are more expensive, with higher rent and dining costs, while smaller towns like Valencia offer more budget-friendly options.
For example, a one-bedroom apartment in the city center costs €1,288 in Barcelona, €1,363 in Madrid, and €1,055 in Valencia. Utilities are affordable, with basic services adding up to €170, €161, and €126 in the three cities.
Americans moving to Spain may find healthcare high-quality and cheaper than in the U.S. Groceries and public transportation are also reasonably priced, with a monthly pass for €22 in Barcelona, €42 in Madrid, and €30 in Valencia.
- Read Also: Cost Of Living In Spain: Estimates For Expats.
Cultural Differences
Adapting to Spanish culture is a key part of settling in!
Americans moving to Spain often notice differences in daily routines, such as the later meal times – lunch around 2 pm and dinner often after 9 pm. Social interactions are also warmer, with standard greetings like kisses on both cheeks.
Spaniards strongly emphasize family and community, and it’s not uncommon for businesses to close during midday siestas, especially in smaller towns. Punctuality is more relaxed than in the U.S.; weekends are typically reserved for leisure. Embracing these differences will make your transition smoother and more enjoyable.
Remember, you’re moving to a whole new country, so move forward with open arms and an open mind.
Housing Market
The property market is often a hot topic among Americans!
Spain’s housing market offers a range of options, from modern city apartments to charming countryside homes. Renting is often the most straightforward option initially for expats.
Landlords typically require a one-month deposit, and some may ask for proof of income or a guarantor. Utilities are usually separate from rent, so budget accordingly.
For those looking to buy property, Spain’s market is foreigner-friendly but involves taxes and legal steps for non-residents. To navigate the process smoothly, it is recommended that you hire a real estate agent and lawyer.
Before committing to a rental or purchase, explore neighborhoods and assess your needs to ensure you find a home that fits your lifestyle and budget.
| Area | Cost for purchasing per 75 m² |
|---|---|
| Barcelona | €84,905 |
| Madrid | €183,904 |
| Valencia | €128,731 |
| Alicante | €259,000 |
All estimates are from Idealista (as of January 2025).
- Interested to know more: Read How To Buy A House In Spain In 2024.
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Banking in Spain
Opening a local bank account becomes very helpful, especially for managing expenses like rent, utilities, and local transactions.
Numerous expats open a bank account even before they relocate completely. You can take the help of an expert to sort this out for you.
Many Spanish banks, such as Santander or CaixaBank, offer non-resident accounts. This means you can open them with your Passport, proof of address, and sometimes your NIE (Foreigner Identification Number).
Online banking is widely available, but the platforms may not always have an English option. Lastly, cash is still commonly used in many places, so keeping some on hand is always a good idea.
Taxes and Financial Planning
Taxes are a significant topic for Americans moving to Spain, as the country’s tax system differs from the U.S.
If you spend over 183 days in Spain per year, you’re considered a tax resident and must declare worldwide income. This can include wages, rental income, and investments. Additionally, the U.S. and Spain have a tax treaty to avoid double taxation, but reporting requirements remain complex.
The U.S. mandates that all citizens file annual tax returns regardless of residency. Spain, on the other hand, has wealth and inheritance taxes, which may apply depending on your assets. To ensure compliance, we recommend hiring a tax advisor familiar with both systems.
When it comes to financial planning, consider currency exchange fees, which can add up. Transferring funds through platforms like Wise or SpartanFX can help reduce costs. Being informed about these obligations will save you from legal and financial headaches later.
- Read How To Live In Spain in 2024: Visas, Cities, Taxes & More for more details.
Working In Spain
Americans moving to Spain to work need to obtain the right permits. To legally work, you’ll need a Work Visa, typically secured through a job offer from a Spanish employer. Once approved, you can apply for a residency and work permit, known as the Autorización de Residencia y Trabajo, which allows you to live and work in Spain.
Freelancers or remote workers can apply for Spain’s Digital Nomad Visa. This requires proof of income for at least the last 3 months (€2,646 per month), health insurance, and a clean criminal record.
Salaries may be lower than those in the U.S., but benefits like affordable healthcare and a better work-life balance often compensate for this.
You can not work in Spain on the Non-Lucrative Visa (mostly used by retirees).
The Weather Is Excellent
Spain’s climate is one of its biggest draws for expats. Most of the country enjoys plenty of sunshine year-round, with mild winters and warm summers. Coastal areas like Valencia boast Mediterranean weather, while the interior, including Madrid, experiences hotter summers and cooler winters.
Northern regions have a wetter, greener climate. Americans usually enjoy the pleasant weather and outdoor activities almost year-round. Just be prepared for hotter temperatures during summer, especially in southern Spain.
Best Places To Live In Spain As An Expat
Now that we’ve got the basics covered, let’s dive into the best places most expats choose for themselves!
The country is home to a diverse living experience, from beachside neighborhoods to quieter towns. But the following are the usual top picks for Americans moving to Spain.
Madrid
Madrid offers a classic, spirited, and fast-paced lifestyle, perfect if you thrive in a big city. As the capital, it’s home to international businesses, cultural landmarks, and a bustling social scene.
If you’re looking for job opportunities, particularly in tech, finance, or the arts, Madrid has many options. The city’s public transport system is top-notch, making commuting easy. However, rent in central Madrid can be pricey, but more affordable neighborhoods are in the outskirts.
Salamanca and Malasaña are two popular neighborhoods in Madrid. Salamanca is a top choice for American expats. It is known for its upscale vibe, luxury shopping, and proximity to Retiro Park.
The area is safe, central, and filled with gourmet restaurants, making it ideal for families and professionals seeking a comfortable and elegant lifestyle. Malasaña appeals more to younger American expats with its trendy, bohemian vibe and diverse community. Known for its lively cafes, vintage shops, and buzzing nightlife, it offers a creative, urban lifestyle.
Valencia
Valencia is a hidden gem for American expats who want a bit of everything – city life, beach access, and a relaxed atmosphere. It’s less hectic than Madrid but still offers plenty to explore, from the stunning City of Arts and Sciences to beautiful Mediterranean beaches.
Expats appreciate the lower cost of living compared to Madrid, especially when it comes to housing. Valencia is also an excellent choice for remote workers or those in the growing tech scene. With its mild climate and laid-back vibe, Valencia provides the perfect mix of work and leisure.
For example, Ruzafa is a favorite among Americans for its lively, artsy vibe. Known for trendy cafes, local markets, and a thriving cultural scene, it’s ideal for young professionals and creatives. Its central location and walkability make it a convenient place to live.
El Cabanyal, Valencia’s historic beachside neighborhood, offers a laid-back lifestyle. With charming, colorful houses, fresh seafood restaurants, and proximity to the beach, it’s an excellent spot for families and remote workers wanting a relaxed coastal atmosphere.
Alicante
Alicante is becoming a top pick for Americans moving to Spain, particularly those seeking a slower pace of life with easy access to the beach. This coastal city is known for its warm weather, beautiful beaches, and welcoming community, making it a favorite for retirees and remote workers.
The cost of living is more affordable than in larger cities, and it’s also easier to find a spacious apartment or house. Alicante also offers a great mix of cultural events and outdoor activities, so while it’s quieter, there’s still plenty to do.
In San Juan, you’ll find a quiet lifestyle with spacious housing and access to one of Alicante’s best beaches. It gives expats a relaxed, suburban feel. Explanada is more life-like. Its central location makes it perfect for Americans seeking a spot near the beach, restaurants, and cultural attractions.
- Read Next: Best Places To Live In Spain For Expats.
Do You Want To Move To Spain?
Relocating to a new country can be a bittersweet process. You’re leaving behind a life full of memories while saying hello to a lot of uncertainty. Even though we talked about 10 things Americans moving to Spain need to know, there might be 10 more you’ll learn about as you begin the process.
To learn more about the process, your options, and how to apply for a visa in 2025, contact our experts at Viv Europe. Book a consultation and begin the process of turning your dreams into a reality!
