Can the cost of living in Spain be a deal maker or breaker? This article will be your cheat sheet on financial preparation!

Last Updated on October 29, 2025 by Maryam Siddiqui

Are you a soon-to-be expat enticed by Spain’s vibrant culture, delectable cuisine, and breathtaking landscapes? If you’ve been considering making the leap to this sun-kissed Mediterranean haven, one crucial factor begs your attention: the cost of living in Spain.

The-Cost-Of-Living-In-Spain-Estimates-For-Expats

This dazzling country on the Iberian Peninsula has become a melting pot for expats from around the world. Beyond its rich history, Spain offers a wealth of opportunities for those who choose to make it their permanent home.

This article unlocks the realities of managing your budget in a land where the warmth of the people is as inviting as the climate. Keep reading as we navigate the expenses that will define your Spanish adventure! 

How expensive is Spain?

Spain is an attractive destination for expats seeking a high quality of life at a reasonable cost. The cost of living in Spain varies depending on the region and lifestyle, but it is generally lower than in other Western European countries. 

According to Numbeo’s Cost of Living Index, Spain ranks 33rd out of 139 countries, with a cost of living index of 50.88.

The average monthly expenses for a single person in Spain without rent is about €703. A family of four can expect to spend about €2,541 per month, again without rent. These figures include rent, utilities, groceries, transportation, and entertainment. 

However, the cost of living in Spain can be significantly lower in smaller cities and rural areas.

The following table compares the cost of living in Spain to other popular expat destinations:

CountryCost of Living Index
Spain48
Portugal45.8
Italy57.2
Germany64.7
United Kingdom64.2

Data is from Numbeo (as of October 2025).

What is the cost of living in Spain for expats?

For expats considering a move to Spain, understanding the possible expenditures is necessary for effective budgeting and meticulous planning. 

This financial landscape becomes particularly dynamic when considering living in Spain. Multifaceted factors, including geographical location, individual lifestyle choices, and personal preferences, influence it.

Spain generally offers a lower cost of living compared to many other Western European countries. However, expenses can vary widely depending on the region and your individual lifestyle.

By carefully evaluating the costs associated with housing, food, transportation, healthcare, and education, expats can create a realistic budget and ensure a smooth transition to their new life in Spain.

In this section, we will explore the major expenses that expats can expect when living in Spain. Including rent, real estate prices, utilities, food, transportation, and leisure activities.

Cost of rent in Spain

Rent is one of the most significant expenses for expats living in Spain. The cost of rent varies greatly depending on the location and type of property. 

In major cities such as Madrid and Barcelona, rental prices tend to be higher than in smaller towns and rural areas.

Below is an average comparison of rents among Spain’s major cities by Numbeo.

City1-Bedroom Apartment3-Bedroom Apartment 
Madrid€1,245€2,450
Barcelona€1,247€2,104
Seville€880€1,343
Granada€583€1,080
Valencia€966€1,746

The average price of purchasing real estate properties

The average price of purchasing real estate in Spain varies by region and property type. 

According to data from the Spanish Ministry of Development, the average price per square meter for residential properties in Spain was €1,649 as of the first quarter of 2021. 

However, prices can be significantly higher in popular expat destinations like Madrid, Barcelona, and coastal areas, where a small apartment can cost upwards of €300,000. In fact, the average cost of buying property per square meter as of October 2025 is €2,517 according to Idealista.

The table below shows the average cost of buying an apartment in Spain’s major cities:

CityPrice per 100m2
Madrid€434,300
Barcelona€299,400
Seville€171,400
Granada€162,600
Valencia€184,800
Data is from Idealista (as of October 2025).

House bills

Utility costs in Spain are relatively affordable.

Expats can expect to pay around €100-€160 per month for electricity, water, and gas, depending on usage and the size of their home. 

For near estimates, you may refer to the table below:

CityEstimated Utility Cost(inclusive of Electricity, Heating, Cooling, Water, Garbage)85m2 Apartment
Madrid€140.50
Barcelona€158.01
Seville€146.42
Granada€104.91
Valencia€125.76

Average spending on food

Food expenses in Spain are generally lower compared to other Western European countries. 

The average monthly grocery spending for a single person ranges from €200 to €300, while a family of four can expect to spend between €600 and €800 per month. 

Eating out is also relatively affordable, with a meal at an inexpensive restaurant costing around €10-€15 per person.

  • Average monthly grocery expenses for a single person: €200-€300
  • Average monthly grocery expenses for a family of four: €600-€800
  • Cost of a meal at an inexpensive restaurant: €10-€15 per person
Food ItemExpense
Milk, 1 L€1.04
Bread, 0.5 kg€1.21
Rice, 1 kg€0.64
Eggs, x12€2.67
Cheese, 1 kg€5.57
Chicken Fillets, 1 kg€3.33
Round Steak, 1 kg€6.22
Apples, 1 kg€0.97
Banana, 1 kg€0.81
Oranges, 1 kg€0.82
 Tomato, 1 kg€1.02
 Potato, 1 kg€0.71
Onion, 1 kg€0.77

Price estimates are from Numbeo (as of October 2025).

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Expected transport cost in Spain

Public transportation in Spain is efficient and affordable. A monthly pass for public transport in major cities like Madrid and Barcelona costs around €50-€60. 

Taxi fares are also reasonable, with a typical 5-kilometer ride costing approximately €10.

TransportationAverage Cost
Monthly public transport pass€50-€60
5-kilometer taxi ride€10

If you want to afford a car rental service, you may want to refer to the table below:

Pickup LocationAverage 5-Day Cost (Sedan)
Madrid€167
Barcelona€165
Seville€158

Should you want to buy a car in Spain instead, the table below shows some estimates:

Car BrandAverage Cost
Mercedes Benz GLC300 Coupe 2024€54,870
Mazda CX-30 Turbo Premium Plus 2024€31,806
Volkswagen California Camper Van€57,335

Leisure Expenses

Leisure activities in Spain are relatively affordable, making it easy for expats to enjoy their free time without breaking the bank. 

A movie ticket costs about €8, while a monthly gym membership typically ranges from €30 to €50. For a fun day out with family or friends at an amusement park like Siam Park, expect to pay around €38 per ticket.

Dining out and enjoying Spain’s vibrant nightlife is also reasonably priced, with a beer at a local bar costing about €2.

Are you a football fan and would like to watch your favorite football club play on their home pitch? An average La Liga football ticket in Spain ranges from €25 to €335 (excluding special listings). There are so many leisure options to choose from! 

What are the cheapest cities in Spain?

For expats looking to minimize their living expenses in Spain, several cities offer a lower cost of living without compromising the quality of life. 

These cities offer expats an excellent opportunity to make their budgets go further while still enjoying all the benefits of life in Spain.

These are ranked by Numbeo, from top as the cheapest to bottom as the less cheap:

CityCost Of Living Index
Las Palmas de Gran Canaria36.63
Malaga38.26
Seville36.95
Santa Cruz de Tenerife36.30
Valencia38.09

Expats can significantly reduce their daily expenses by living in one of these affordable cities. All without sacrificing the quality of life that Spain is known for. 

With lower housing, food, and transportation costs, expats can allocate more of their budget toward leisure activities and exploring their new home country.

What are the most expensive areas in Spain?

While Spain generally offers a lower cost of living than other Western European countries, certain areas within the country are known for their higher expenses. 

These expensive regions usually include major cities and popular tourist destinations, where strong demand for housing, goods, and services drives prices up.

The most expensive areas in Spain are:

City Cost Of Living Index
Madrid47.52
Barcelona46.52
Bilbao45.98
Palma de Mallorca43.56
Zaragoza – Saragossa39.68

Expats considering a move to these expensive areas should be prepared to allocate a larger portion of their budget towards housing, food, and other daily expenses. 

However, the higher cost of living in these regions is often balanced by the unique cultural experiences, job opportunities, and high quality of life they offer.

Miscellaneous expenses: Unexpected costs to consider

Expats planning to move to Spain should be aware of several miscellaneous expenses that can add up over time. 

These unexpected costs include private health insurance, which is essential for those not covered by the public healthcare system. Insurance can range from €50 to €200 per person, depending on age and coverage.

Another often-overlooked expense is the cost of education for expat families with children. 

While public schools in Spain are free, many expats choose private or international schools, which can be quite expensive. Annual tuition fees typically range from €5,000 to €20,000 per child, depending on the institution and its location.

Expats should also consider the cost of language classes. For many, learning Spanish can be crucial for integrating into the local community and securing employment opportunities. 

Language courses can cost anywhere from €10 to €50 per hour, depending on the type of instruction and the language school chosen.

Is Spain more expensive than Portugal?

When comparing the cost of living between Spain and Portugal, Portugal is generally the more affordable option. 

According to Numbeo’s Cost of Living Index, Portugal ranks 45th out of 139 countries, while Spain ranks 33rd, indicating that Portugal has a lower overall cost of living.

The differences in living expenses between the two countries are most noticeable in the following areas:

  • Housing: Rental and property prices are typically lower in Portugal than in Spain.
  • Food: Grocery and dining out costs are generally more affordable in Portugal.
  • Transportation: Public transportation and fuel costs are slightly lower in Portugal compared to Spain.

However, it’s important to note that the cost of living can vary greatly within each country. Expats should carefully consider their individual needs and preferences when choosing between Spain and Portugal as their new home.

How much do the Spanish earn?

The average monthly salary in Spain is €2,416, according to data from the Spanish National Statistics Institute (INE) as of 2025.

However, salaries vary greatly depending on the region, industry, and individual’s level of education and experience.

As of the fourth quarter of 2025, the minimum wage in Spain is €1,381 per month, which equates to approximately €16,572 per year.

This minimum wage applies to all workers, regardless of age, gender, or employment contract.

Is it worth the cost of living in Spain?

Despite the costs associated with living in Spain, many expats find that the benefits far outweigh the expenses. Spain offers a high quality of life, a pleasant climate, a rich cultural heritage, and a relaxed lifestyle. 

The country’s well-developed infrastructure, high-quality healthcare system, and affordable public transportation further enhance its overall appeal.

Moreover, the cost of living in Spain is generally lower than in other popular expat destinations, such as the United Kingdom, Germany, and the United States. 

This allows expats to enjoy a comfortable lifestyle while still having the opportunity to save money.

Ultimately, the decision to move to Spain depends on individual priorities and financial circumstances. 

However, Spain is undoubtedly an excellent choice for those seeking a high quality of life in a beautiful, culturally rich country with a lower cost of living compared to other Western European nations.

Do you need help moving to Spain?

Moving to Spain can be an exciting but overwhelming experience, and many expats find that seeking assistance can make the process much smoother.

If you’re considering moving to Spain and need assistance with the process, Viv Europe is here to provide all the help you need.

Book a consultation with our team of specialists to get complete assistance with your journey towards moving to Spain.

Finally, for more tips and information about living in Spain, consider following our Facebook Group – All About Spain For Expats.

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