FAQ Passive Income Visa (D7)

Doubts about Portugal's Passive Income Visa? We've got it covered. Check out the answers to D7 Visa Frequently Asked Questions.

Last Updated on October 20, 2022 by Laila Oliveira

Where do I apply for a D7 Visa to Portugal?

The application for the D7 Visa must start in the applicant’s country of residence, and never in Portugal.

At this first stage the applicant will collect all of the required documents to apply for the D7 visa and start the application at the local Portuguese Consulate, Portuguese Embassy or VFS Global.

Who can apply for the D7 Visa?

Those who have passive income according to the Portuguese law can apply for the D7 Visa.

Portugal has its own rules to specify what passive income is for visa applications.

It is stated in article 24 of Decree 84-2007 that passive income is the result of “movable, immovable, intellectual property and financial investments”.

Therefore, these are some examples of passive income according to the law:

  • Pensions
  • Rents
  • Financial investments (interests)
  • Dividends
  • Intellectual Property
  • Royalties

It’s important to note that Portugal has discretionary powers to grant (or not) visas according to the documents presented by the applicant.

In this sense, even if other income-related documents are included in the process, the Consulate may consider your application strong enough to grant the visa. Therefore, the applicant can present savings as the main source of income for the D7 Visa process.

What are the required documents to apply for the D7 Visa?

Below you can find the list of required documents to apply for the D7 visa.

Other documents may be necessary according to the applicant’s situation.

According to Portugal official website, these are the mandatory documents to apply for the D7 Visa:

  • Official form.
  • Passport or additional travel document valid for 3 months after the duration of the stay.
  • Two passport photos, up-to-date and with enough quality to identify the applicant.
  • Valid travel insurance, allowing medical coverage, including medical emergencies and repatriation. 
  • Proof of being in a regular situation when from a different nationality than that of the country where the visa is being applied for.
  • Request for criminal record enquiry by the Immigration and Border Services (SEF).
  • Criminal record certificate from the country of origin or the country where the applicant is residing for over a year (children under the age of 16 are exempt from producing a criminal record).
  • Proof of accommodation in Portugal.
  • Proof of means of subsistence as stipulated by law.
  • Document certifying the amount or revenue realted to movable and immovable property; intellectual or financial assets.

In addition to these documents, it’s recommended to submit other information, such as the personal statement (letter of intent), to increase the chances of a positive decision regarding the granting of the visa.

Any missing document or information can lead to denial of the application.

How can I prove accommodation in Portugal?

The proof of accommodation is one of the most important documents for the D7 Visa application.

Before applying for the visa, the applicant must rent a property in Portugal for a period of, at least, 1 year.

It may seem strange, but the lease agreement must be obtained before applying for a visa.

So having a company like Viv Europe to help you find a property and handle the negotiation, paperwork and related activities can make this process much easier.

To avoid paying extra rents, the start date of the lease can be set up to 1 or 2 months after the application date.

How long does it take for the D7 Visa process to be concluded?

Depending on where the application starts, the applicant may have to wait for different lengths of time.

Normally, from the visa application to its approval, if the process is well conducted, the applicant will wait around 45 days to be granted the visa.

According to the law, the Consulate has up to 60 days to respond to the applicant.

After the visa approval, the applicant must travel to Portugal for a meeting at SEF, which is a required procedure to request the Temporary Residence Permit.

Usually the applicant will have to wait between 2 to 3 weeks (from the visa granting date) to have the meeting at the SEF in Portugal.

While it is impossible to say precisely how long the process will take from start to finish, we can estimate that it will take up to 4 months if there is no setback.

How expensive is the D7 visa process?

There are three types of expenses that the applicant will have to bear during this process:

  • The assistance fees
  • The Public fees, charged by the Public agencies
  • The process costs, related to the issuance of some documents, translation and notarization

As for assistance fees, each company or law firm can charge its own fees taking into account the expertise, knowledge and structure of the business. This price can vary greatly.

As for Public fees, depending on the country where the application starts, the applicant may face different expenses.

The cost for issuing the D7 visa can vary between €80 to €100. As for the Residence Permit, the applicant must around €85 to receive the card.

Finally, for the third type of expenses (those related to the process) such as issuing certificates, sending documents through a postal service, etc., depending on the applicant’s situation and country of residence, this amount can vary greatly.

When will I have to travel to Portugal?

After the approval of the D7 Visa at the Consulate (or Embassy) of Portugal, a meeting at SEF (in Portugal) will be scheduled for the applicant.

Please keep in mind that on some occasions this meeting must be scheduled by the visa holder.

Thus, at this stage, the applicant needs to travel to Portugal to carry out this procedure, showing up for the meeting.

It is important to point out that due to SEF’s backlog, many candidates are trying to schedule their meetings at this agency, and not all of them are succeeding.

Therefore, we suggest keeping records of your effort to schedule this meeting.

This way you can prove that you have tried to comply with the law if you are unable to schedule it within this 4 month period.

How much money do I have to prove as means of subsistence?

Portugal wants to know if the applicant has enough funds to live in this country for at least one year.

According to the law“means of subsistence are stable and regular resources that are sufficient for the essential needs of the foreign citizen and of his family, namely for food, accommodation and health and hygiene care”.

The applicant must prove having enough money (at least 8,460€) deposited in a Portuguese bank account.

In addition, if the applicant intends to bring family along, there is a need to include the following values:

  • plus 4,230€ for the partner
  • plus 2,538€ for each child

This amount must be deposited in a Portuguese bank account before the visa application.

So, if an applicant plans to bring his wife and two kids, he will have to deposit the amount of 17,766€ in a Portuguese bank account.

It is possible to open a bank account remotely by a lawyer empowered to do so, and Viv Europe can assist you in this demand.

How much passive income do I need to file for the D7 visa?

In addition to depositing an amount in a Portuguese bank account, it is recommended to prove that the applicant receives at least the following passive income:

  • Main applicant: 705€/month
  • Partner: plus 352.5€/month
  • Each child: add 211.5€/month

It is worth remeber that according to the applicant financial situation, savings can be used as proof of income.

Also, cryptos are not accepted to prove income for this reason.

Can I travel outside Portugal during the resident permit period?

Yes, you can travel outside Portugal.

The only restriction is that during the period of the residence permit, you can not be absent from Portugal for more than 6 continuous months or 8 non-continuous months.

It will be possible to leave the country for a longer period if previously approved by SEF.

Recently, the validity of the Resident Permit has changed from 1 to 2 years (for the first license) and from 2 to 3 years (for subsequent licenses).

Will I be able to work in Portugal?

Yes, you will be able to work in Portugal.

There are no legal restrictions on working or even developing a business in Portugal.

Also, it will be possible to work as a self-employed or as an employee.

Will I have access to Public Healthcare System?

Yes, you will have access to the public health service as soon as you receive your Utente number.

If you want more information about Portugal Healthcare, we suggest reading the article Healthcare in Portugal: a guide to the Public Health System.

Should I hire Viv Europe’s services for this process?

It is possible to apply for the D7 Visa without any assistance, so why spend money to hire this service?

First, the risk of visa denial will be reduced.

Viv Europe has lawyers who handle immigration procedures every day.

There may be some situations in which an inexperienced applicant will find himself lost due to a lack of reliable information.

Second, some activities need to be carried out in Portugal, such as opening a Portuguese bank account, applying for a tax number, among others.

Since Viv Europe is headquartered in Braga (and with branches throughout the national territory), these activities can be carried out by this company.

Third, and perhaps most importantly, you will have peace of mind. Why worry about a process (that can be complex) when you can focus your attention to plan your life in Portugal?

Of course, there is a cost associated with assistance, but this is a one-time investment you make to avoid any problems (such as spending unnecessary money) during this process.

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