Using a bank card with a laptop
Back to Spain

Bank Account.

A Spanish bank account opened remotely on your behalf, before you arrive.

Who it’s for.

About the Bank Account

A Spanish bank account — needed for rent, utilities, salaries and most visa routes' proof of funds. We open it remotely on your behalf, so the account is waiting for you instead of the other way around.

Who needs it

Anyone moving to Spain who wants banking sorted before landing — or without fighting branch appointments after.

What you can do

  • Pay rent and deposits like a local from day one
  • Receive a salary or pension in Spain
  • Set up utilities and subscriptions in your name
  • Show proof of funds where your visa route asks for it

Key facts & documents.

Typical duration1–3 weeks
ComplexityLow
Required for
Rent, salaries, utilities
Where
Fully remote
You need
NIE (we can obtain it)

Documents required

  • Valid passport
  • NIE (we can obtain one if you don't have it yet)
  • Proof of address
  • Proof of income or employment (bank-dependent)

What’s included.

Everything we take care of for you with your Bank Account.

Dedicated case manager

Your dedicated expert guides you through the entire process: always available, keeping you informed and handling every relocation task with you, hand in hand.

  • Single point of contact
  • Start to finish
  • Personal follow-up

Do it with Viv, not alone.

The same move, two very different experiences.

On your own
With Viv Europe

Coordination

Chase agencies, lawyers and translators
One case manager coordinates everyone

Paperwork

Decode the rules in another language
Lawyer-reviewed docs, plain-language guidance

Appointments

Book and attend every one yourself
We book for you, stay relaxed

Approval odds

Hope you got it right, risk refusal
98%+ success, denial covered at no extra cost

Getting set up

Piece together NIF, bank and housing solo
All set up, tracked in one client app
Real Stories

Clients who made the move with us

United StatesDarrel FroelichApr 14, 2026

Viv Europe helped my wife and I apply for a D7 Portuguese visa and residence cards. They were extremely helpful at every step. I'd recommend them to anyone.

United StatesEllen LeonardFeb 02, 2026

They made me feel secure in a process that feels completely out of your control. We now have our D7 Visa, a bank account, NIF, and an apartment with working utilities.

CanadaKenneth ColeNov 18, 2025

I'm now a permanent resident of Portugal, coming from Canada. The Viv Europe team is clearly very knowledgeable as well as experienced.

United KingdomOlivia HughesMar 09, 2026

From the first call to collecting our residence cards, every stage was clear and on time. Moving from the UK felt genuinely manageable.

BrazilLucas AlmeidaJan 27, 2026

They handled my NIF, bank account and D7 application without a single hiccup. I always knew exactly what the next step was.

GermanySophie BauerDec 03, 2025

Professional, responsive and genuinely caring. Viv Europe turned a daunting bureaucratic process into something I could actually enjoy.

Why Viv Europe

We treat your move
like it's the only one.

Expert guidance with a personal, human-centered approach, so you navigate the whole process feeling supported every step of the way.

  • Personal & Digital Approach

    A dedicated representative plus a 24/7 client portal, a human touch backed by technology.

  • Pay Per Progression

    You only pay as we advance through each stage, so you see value before any payment.

  • 8 Years of Expertise

    Immigration experience and deep knowledge of local regulations.

  • 98%+ Success Rate

    We handle any denials at no extra cost, appealing or restarting as needed.

  • Everything in one app

    Your messages, documents and updates all live in your client app, so there are no emails to chase.

FAQ

Common questions.

Can I open a Spanish bank account before moving to Spain?

Yes — we open it remotely on your behalf, so it's ready before you arrive. That's the most common case.

Do I need a NIE first?

Yes, Spanish banks require a NIE. If you don't have one, we obtain it for you — the two services pair naturally.

Which bank will my account be with?

We work with banks that accept non-resident applications and route your case to the one that fits your profile. We confirm the bank before starting.

Is the account fully mine?

Completely. Once opened, you have full control — cards, app and online banking. We don't retain any access.

Can I use the account for my visa's proof of funds?

Yes — a Spanish account showing your funds generally satisfies the financial requirement. We make sure the setup fits what your route expects.

Ready when you are.

Book a free 15-minute call and we'll map out exactly how this works for you.