Using a bank card with a laptop
Back to Spain

Bank Account.

A Spanish bank account opened remotely on your behalf, before you arrive.

Who it’s for.

About the Bank Account

A Spanish bank account - needed for rent, utilities, salaries and most visa routes' proof of funds. We open it remotely on your behalf, so the account is waiting for you instead of the other way around.

Who needs it

Anyone moving to Spain who wants banking sorted before landing - or without fighting branch appointments after.

What you can do

  • Pay rent and deposits like a local from day one
  • Receive a salary or pension in Spain
  • Set up utilities and subscriptions in your name
  • Show proof of funds where your visa route asks for it

Key facts & documents.

Typical duration1–3 weeks
ComplexityLow
Required for
Rent, salaries, utilities
Where
Fully remote
You need
NIE (we can obtain it)

Documents required

  • Valid passport
  • NIE (we can obtain one if you don't have it yet)
  • Proof of address
  • Proof of income or employment (bank-dependent)

What’s included.

Everything we take care of for you with your Bank Account.

Dedicated case manager

Your dedicated expert guides you through the entire process: always available, keeping you informed and handling every relocation task with you, hand in hand.

  • Single point of contact
  • Start to finish
  • Personal follow-up

Do it with Viv, not alone.

The same move, two very different experiences.

On your own
With Viv Europe

Coordination

Chase agencies, lawyers and translators
One case manager coordinates everyone

Paperwork

Decode the rules in another language
Lawyer-reviewed docs, plain-language guidance

Appointments

Book and attend every one yourself
We book for you, stay relaxed

Approval odds

Hope you got it right, risk refusal
98%+ success, denial covered at no extra cost

Getting set up

Piece together NIF, bank and housing solo
All set up, tracked in one client app
Real Stories

Clients who made the move with us

United StatesDarrel FroelichApr 14, 2026

Viv Europe assisted my wife and I apply for a D7 Portuguese visa and residence cards. They were extremely helpful in every step of the process. I would recommend them to anyone.

United StatesAnselm A.Jan 20, 2026

Viv Europe exceeded my expectations with their professionalism, clarity, and genuine care. It's rare to find a company that combines expertise with such honesty and warmth.

United KingdomLaurenJan 6, 2026

They have gone above and beyond to assist me with my relocation process to Portugal. Their communication is fantastic, their service is friendly and professional, and they are extremely helpful and supportive.

United StatesPamela B.Dec 10, 2025

The team at Viv Europe are extremely helpful and knowledgeable. I have already recommended them to several people. I couldn't have successfully completed the Digital Nomad visa process without the assistance of Viv Europe.

United StatesMike W.Nov 27, 2025

I feel very lucky that I had their help and guidance as I applied for my D7 visa. You definitely need this team on your side!

United StatesEllen LeonardNov 15, 2025

They made me feel secure in a process that feels completely out of your control. Because of them we now have our D7 Visa for Portugal, a bank account and NIF, and an apartment with working utilities.

United StatesNa'omi MclovenOct 24, 2025

The consulate didn't have a single follow-up question for us, which is a testament to Viv Europe's knowledge of this process.

JapanShintaro NishiharaOct 17, 2025

Moving to Portugal was a big step for me and my family, but Viv Europe made it so much easier. I could focus on settling in without the overwhelming stress of navigating a new country's bureaucracy.

EgyptAhmed MashhourFeb 25, 2025

They genuinely cared about making the experience as stress-free as possible. Viveurope's combination of professionalism, transparency, legal expertise, and personal support is second to none.

CanadaKenneth ColeJul 17, 2024

I am now a permanent resident of the country I had selected as my new home, Portugal, coming from Canada. The Viv Europe team is clearly very knowledgeable as well as experienced.

Why Viv Europe

We treat your move
like it's the only one.

Expert guidance with a personal, human-centered approach, so you navigate the whole process feeling supported every step of the way.

  • Personal & Digital Approach

    A dedicated representative plus a 24/7 client portal, a human touch backed by technology.

  • Pay Per Progression

    You only pay as we advance through each stage, so you see value before any payment.

  • 8 Years of Expertise

    Immigration experience and deep knowledge of local regulations.

  • 98%+ Success Rate

    We handle any denials at no extra cost, appealing or restarting as needed.

  • Everything in one app

    Your messages, documents and updates all live in your client app, so there are no emails to chase.

FAQ

Common questions.

Can I open a Spanish bank account before moving to Spain?

Yes - we open it remotely on your behalf, so it's ready before you arrive. That's the most common case.

Do I need a NIE first?

Yes, Spanish banks require a NIE. If you don't have one, we obtain it for you - the two services pair naturally.

Which bank will my account be with?

We work with banks that accept non-resident applications and route your case to the one that fits your profile. We confirm the bank before starting.

Is the account fully mine?

Completely. Once opened, you have full control - cards, app and online banking. We don't retain any access.

Can I use the account for my visa's proof of funds?

Yes - a Spanish account showing your funds generally satisfies the financial requirement. We make sure the setup fits what your route expects.

Ready when you are.

Book a free 15-minute call and we'll map out exactly how this works for you.