Back to Portugal
Open a local account

Portuguese Bank Account.

Open a local Portuguese bank account — often remotely, before you arrive.

Portuguese Bank Account

Who it’s for.

About the Portuguese Bank Account

Open a local Portuguese bank account — often remotely, before you arrive — so your finances are ready from day one and your visa file is complete.

Who it’s for

Anyone relocating to Portugal who needs a local account for rent, bills, salary or their visa application.

Typical duration1–2 weeks
ComplexityLow
Where
Remotely where possible
With
Leading local banks
Good for
Visa & residency files

What’s included.

Everything we take care of for you with your Portuguese Bank Account.

Application managed with a leading Portuguese bank
Remote account opening where available
Document preparation and guidance
Coordination of any required appointments
Account ready for your visa and day-to-day use

And much more!

Schedule your free meeting to start the process:

Book a meeting
How it works

A clear, guided process.

Six simple steps from first call to fully settled, so you always know what's next.

1

Book a free call

30 min

Tell us where you are and where you want to go. We confirm what you need and how we can help.

2

Get your plan

Within days

Your dedicated case manager maps out the steps, documents and timeline, tailored to your situation.

3

We handle it

We drive it

We do the legwork and coordinate every party, keeping you updated in your client app at each stage.

4

Your secure client app

Anytime

Access our app to exchange information and documents safely, with all the security required at every step.

5

We meet you there

On arrival

Once you arrive, your case manager meets you in person in your destination country, to welcome you and help you find your feet.

6

You're settled

Move complete

You arrive ready to live, not just survive, with the essentials in place and us a message away.

A couple settling into their new home
Why Viv Europe

We treat your move
like it's the only one.

Expert guidance with a personal, human-centered approach, so you navigate the whole process feeling supported every step of the way.

  • Personal & Digital Approach

    A dedicated representative plus a 24/7 client portal, a human touch backed by technology.

  • Pay Per Progression

    You only pay as we advance through each stage, so you see value before any payment.

  • 8 Years of Expertise

    Immigration experience and deep knowledge of local regulations.

  • 98%+ Success Rate

    We handle any denials at no extra cost, appealing or restarting as needed.

  • Everything in one app

    Your messages, documents and updates all live in your client app, so there are no emails to chase.

FAQ

Common questions.

Do I need a NIF first?

Yes — a NIF is required to open a Portuguese bank account. We can handle both together so nothing holds up your timeline.

Can I open it before moving?

In most cases, yes. We open the account remotely where the bank allows it, so it's ready before you arrive.

Which bank will it be?

We work with leading local banks and match you to the best fit for your situation and your visa requirements.

Ready when you are.

Book a free 15-minute call and we'll map out exactly how this works for you.