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NLVSufficient Means

Non-Lucrative Visa.

Live in Spain on sufficient financial means — pensions, investments or savings — without working locally. A popular route for retirees and the financially independent, with a path to long-term residence.

Who it’s for

Retirees and the financially independent who can support themselves in Spain without working.

Means guideline
From €2,400 / mo
Typical timeline
2–4 months
Pathway
5 yrs → residence · 10 yrs → citizenship

What’s included.

Everything we take care of for you with your Non-Lucrative Visa.

Document analysis and an eligibility check against the Spanish Consulate's requirements
Document collection support — bank statements, accommodation, criminal record and health certificates
Translation and apostille coordination where required
Visa application preparation, including the request letter, health insurance and proof of means
Visa application form completion and consulate appointment scheduling
Family application support for your spouse, partner, children and dependents
Final documents review and full application monitoring

And much more!

Schedule your free meeting to start the process:

Book a meeting
How it works

A clear, guided process.

Five simple steps from first call to fully settled — you always know what's next.

1

Book a free call

Tell us where you are and where you want to go. We confirm what you need and how we can help.

2

Get your plan

Your dedicated case manager maps out the steps, documents and timeline — tailored to your situation.

3

We handle it

We do the legwork and coordinate every party, keeping you updated in your client portal at each stage.

4

Your secure client app

Access our app to exchange information and documents safely, with all the security required at every step.

5

You're settled

You arrive ready to live, not just survive — with the essentials in place and us a message away.

A couple settling into their new home
Why Viv Europe

We treat your move
like it's the only one.

Expert guidance with a personal, human-centered approach - so non-EU nationals navigate the process feeling supported every step of the way.

  • Personal & Digital Approach

    A dedicated representative plus a 24/7 client portal - a human touch backed by technology.

  • Pay Per Progression

    You only pay as we advance through each stage, so you see value before any payment.

  • 8 Years of Expertise

    Immigration experience and deep knowledge of local regulations.

  • 98%+ Success Rate

    We handle any denials at no extra cost - appealing or restarting as needed.

  • Easy Communication

    Email, WhatsApp or meetings - we adapt to however you prefer to stay in touch.

FAQ

Common questions.

How much income do I need?

The reference is 400% of Spain's IPREM for the main applicant (around €2,400/month), plus an extra amount per dependent. Confirm the current IPREM with the consulate when you apply.

Can I work on the NLV?

No — the Non-Lucrative Visa doesn't permit gainful activity in Spain, including remote work. If you need to work remotely, the Digital Nomad Visa is the right route.

Does it lead to permanent residence?

Yes. After an initial year and 2+2-year renewals, you can apply for permanent residence at 5 years, and citizenship at 10 (2 for Ibero-American nationals).

Ready when you are.

Book a free 15-minute call and we'll map out exactly how this works for you.