Darrel FroelichApr 14, 2026“Viv Europe assisted my wife and I apply for a D7 Portuguese visa and residence cards. They were extremely helpful in every step of the process. I would recommend them to anyone.”
Back to Portugal
Portuguese Bank Account.
Open a local Portuguese bank account - often remotely, before you arrive.
Who it’s for.
About the Portuguese Bank Account
Open a local Portuguese bank account - often remotely, before you arrive - so your finances are ready from day one and your visa file is complete.
Who needs it
Anyone relocating to Portugal who needs a local account for rent, bills, salary or their visa application.
What you can do
- Meet the proof-of-funds requirement for your visa
- Pay rent, bills and deposits locally
- Receive income and pensions in euros
- Set up SEPA direct debits and a local debit card
Key facts & documents.
Typical duration1–2 weeks
ComplexityLow
- Where
- Remotely where possible
- With
- Leading local banks
- Good for
- Visa & residency files
Documents required
- Valid passport or national ID
- Portuguese NIF
- Proof of address
- Proof of income or funds (e.g. recent bank statements)
What’s included.
Everything we take care of for you with your Portuguese Bank Account.
Dedicated case manager
Your dedicated expert guides you through the entire process: always available, keeping you informed and handling every relocation task with you, hand in hand.
- Single point of contact
- Start to finish
- Personal follow-up
Getting both?
The Starter Package covers your NIF and a Novo Banco account together for €299 - €41 less than separately.
See the Starter PackageDo it with Viv, not alone.
The same move, two very different experiences.
On your own
With Viv Europe
Coordination
Paperwork
Appointments
Approval odds
Getting set up
Real Stories
Clients who made the move with us
Darrel FroelichApr 14, 2026Anselm A.Jan 20, 2026“Viv Europe exceeded my expectations with their professionalism, clarity, and genuine care. It's rare to find a company that combines expertise with such honesty and warmth.”
LaurenJan 6, 2026“They have gone above and beyond to assist me with my relocation process to Portugal. Their communication is fantastic, their service is friendly and professional, and they are extremely helpful and supportive.”
Pamela B.Dec 10, 2025“The team at Viv Europe are extremely helpful and knowledgeable. I have already recommended them to several people. I couldn't have successfully completed the Digital Nomad visa process without the assistance of Viv Europe.”
Mike W.Nov 27, 2025“I feel very lucky that I had their help and guidance as I applied for my D7 visa. You definitely need this team on your side!”
Ellen LeonardNov 15, 2025“They made me feel secure in a process that feels completely out of your control. Because of them we now have our D7 Visa for Portugal, a bank account and NIF, and an apartment with working utilities.”
Na'omi MclovenOct 24, 2025“The consulate didn't have a single follow-up question for us, which is a testament to Viv Europe's knowledge of this process.”
Shintaro NishiharaOct 17, 2025“Moving to Portugal was a big step for me and my family, but Viv Europe made it so much easier. I could focus on settling in without the overwhelming stress of navigating a new country's bureaucracy.”
Ahmed MashhourFeb 25, 2025“They genuinely cared about making the experience as stress-free as possible. Viveurope's combination of professionalism, transparency, legal expertise, and personal support is second to none.”
Kenneth ColeJul 17, 2024“I am now a permanent resident of the country I had selected as my new home, Portugal, coming from Canada. The Viv Europe team is clearly very knowledgeable as well as experienced.”
Why Viv EuropeWe treat your move
We treat your move
like it's the only one.
Expert guidance with a personal, human-centered approach, so you navigate the whole process feeling supported every step of the way.
Personal & Digital Approach
A dedicated representative plus a 24/7 client portal, a human touch backed by technology.
Pay Per Progression
You only pay as we advance through each stage, so you see value before any payment.
8 Years of Expertise
Immigration experience and deep knowledge of local regulations.
98%+ Success Rate
We handle any denials at no extra cost, appealing or restarting as needed.
Everything in one app
Your messages, documents and updates all live in your client app, so there are no emails to chase.
FAQ
Common questions.
Do I need a NIF first?
Yes - a NIF is required to open a Portuguese bank account. We can handle both together so nothing holds up your timeline.
Can I open it before moving?
In most cases, yes. We open the account remotely where the bank allows it, so it's ready before you arrive.
Which bank will it be?
We work with leading local banks and match you to the best fit for your situation and your visa requirements.
Can I open an account as a non-resident?
Yes - non-residents can open a Portuguese account, and we work with banks that allow remote opening where possible. Your NIF is required first.
Will the account work for my visa file?
Yes. We make sure the account and its supporting statements meet the proof-of-funds requirements for your D7, D8 or other visa application.
How much do I need to deposit?
Minimum deposits vary by bank and account type; some require a small initial deposit. We match you to the right bank and confirm the requirements before opening.
Ready when you are.
Book a free 15-minute call and we'll map out exactly how this works for you.