Last Updated on January 29, 2026 by Emily Hopkins
In today’s interconnected world, many individuals consider relocating to another country in search of a higher quality of life or broader opportunities. Among the destinations that often appeal to prospective expatriates are Portugal and the United States. In 2026, a growing number of Americans are comparing the benefits of living in Portugal vs the USA.
Each country boasts unique characteristics, offering distinct lifestyles, cultural experiences, and economic environments. This post delves into the comparative analysis of the two countries, aiming to assist you in finding answers to the question: Where should I live in 2026?
Sit tight as we discuss some critical issues distinguishing Portugal vs the USA. Let’s get right in!
Why do people move to Portugal from the USA?
Expats from the USA are increasingly drawn to Portugal for various compelling reasons. One major factor is Portugal’s high quality of life, characterized by a laid-back atmosphere, stunning landscapes, and a Mediterranean climate.
Compared to many regions in the United States, Portugal’s relatively lower cost of living makes it an attractive option for expatriates. Furthermore, Portugal’s healthcare system is widely recognized for its efficiency and accessibility, providing a compelling advantage for those seeking dependable medical care and comprehensive health services.
Moreover, Portugal’s Golden Visa program has become a significant attraction for American investors and retirees. This initiative allows you to obtain residency by qualifying investments in the country, such as real estate acquisitions.
The historic charm, cultural richness, and welcoming local communities further contribute to Portugal’s appeal. Additionally, the country’s strategic location in Europe facilitates travel and exploration.
Portugal Visa Options For Americans
If you’re an American thinking about moving to Portugal, the main visa routes have shifted a bit in recent years. Some old categories people used to talk about (like D1, D3, and D4) are either rarely used or not the main path for long-term residency anymore. That said, here are the most relevant options today.
D7 Visa – Passive Income / Retirement Visa
This is one of the most popular visas for Americans who want to live in Portugal without working locally. It’s designed for people with stable passive income from pensions, investments, rentals, or other regular income sources.
D8 Visa – Digital Nomad / Remote Work Visa
The D8 visa is for remote workers, freelancers, or online entrepreneurs who earn money from outside Portugal. It replaced the older informal approach of using D7 for remote work.
D2 Visa – Entrepreneur / Business Visa
If you want to start or run a business in Portugal, the D2 visa remains an option. It’s for independent professionals or entrepreneurs who can present a viable business plan and show they have the funds to run the business in Portugal. This is less common than D7 or D8 but still valid for people moving to start companies.
D6 Visa – Family Reunification
Close family members of someone moving to Portugal on a primary residency visa (like D7, D8, or even a Golden Visa holder) can apply for a D6 family reunification visa to live with them in Portugal. This includes spouses and dependent children.
Golden Visa – Investment Residency (D9)
Portugal’s Golden Visa (often called the D9 for investment) still exists but the rules have changed. Residential real estate is no longer eligible as a qualifying investment. Instead, you can get residency by investing:
- About €500,000 in a qualifying investment fund,
- €250,000 into cultural or artistic projects,
- €500,000 into scientific or research efforts,
- or by creating jobs.
This route gives you residency with minimal stay requirements (just a few days per year). After five years, you can apply for permanent residency or citizenship.
To apply for your residency visa, you must contact the representatives of the Portuguese consulates in the United States. When applying for a visa to Portugal, the process starts online. However, the final stage will also require an interview at one of the US application centers (VFS Global). You can find them in New York, San Francisco, or Washington DC.
There is also a possibility to obtain a Residence Permit without requiring a Visa first. That is the case of the Residence Permit for Investment Activity, better known as the Golden Visa.
Documents needed
The specific documents required for Americans looking to move to Portugal are based on the type of residency visa or permit you are applying for. However, here is a general list of documents that you may need.
- Proof of stable and regular passive income (pensions, investments, or rental income);
- Bank statements;
- Proof of health insurance;
- Criminal record certificates;
- Valid Passport.
Comparing healthcare systems in Portugal vs the USA
For anyone looking to immigrate to a new country, healthcare should be essential to your decision-making. While Portugal and the USA have quality healthcare systems, they differ in many ways, from structure financing to access. Here is a detailed comparative overview.
Health insurance
The healthcare systems of the United States and Portugal differ significantly in their approaches to medical coverage. In the United States, healthcare is largely managed through a complex network of private insurance providers, employer-sponsored plans, and government programs such as Medicare and Medicaid. Health insurance is often linked to employment, with individuals and families selecting plans based on coverage options, premiums, and cost-sharing arrangements.
Conversely, Portugal operates under a universal healthcare system, providing comprehensive coverage to all residents through the National Health Service (SNS). While the SNS covers most healthcare needs, Portuguese residents supplement their coverage with private health insurance, allowing faster access to certain services and amenities. The private insurance sector in Portugal often serves as a complement to the public system rather than a substitute.
Public vs Private Hospitals
The United States and Portugal present notable distinctions in their public and private healthcare approaches. In Portugal, a universal healthcare system, predominantly public through the National Health Service (SNS), ensures that essential medical services are accessible to all residents.
While private healthcare options exist, a significant portion of the population relies on the public system. The emphasis on primary care within the SNS facilitates a comprehensive and inclusive approach to healthcare.
Conversely, the United States operates a mixed healthcare system, with a significant portion being privately managed. Access to medical services often depends on an individual’s insurance coverage, whether obtained through an employer or purchased independently. Simultaneously, public programs such as Medicare and Medicaid provide support to a substantial segment of the population that relies on private insurance.
The United States’ heavy reliance on private healthcare has its fair share of advantages and disadvantages. While privatization facilitates quality healthcare, it contributes to disparities in healthcare access due to factors like income and employment status.
Because the Portuguese healthcare system is predominantly public, Americans find the services unbelievably inexpensive compared to what they are accustomed to.
Safety in Portugal vs USA
If security is anything to go by, then Portugal is among the best nations for Americans to immigrate to. To put this into perspective, Portugal ranks 7th on the Global Peace Index while the US is 131st.
Portugal is recognized for its low rates of violent crime and overall safety, particularly in smaller towns and rural areas. Major tourist destinations, such as Lisbon, Porto, and the Algarve region, are generally considered safe for residents and visitors alike.
However, tourists must remain vigilant, especially in crowded areas and tourist hotspots like in any destination. Portugal has a professional and responsive police force. The police presence is noticeable, contributing to a sense of security.
The safety landscape in the USA is multifaceted and varies across regions. While many parts of the country are safe, others experience higher crime rates, particularly in urban areas.
Cities may contend with street crime and property-related offenses, influencing the overall safety perception. Policing strategies and community engagement also contribute to safety dynamics.
Crime Rates
In Portugal, crime rates, both violent and property-related, are relatively low compared to those in many other European and North American countries. The nation is widely regarded as safe, and its cities and towns are generally considered secure for both residents and tourists.
In contrast, the United States has a more diverse crime landscape. While crime rates have generally decreased recently, certain cities and regions may experience higher crime rates, including violent crimes such as homicide and robbery.
Urban areas often exhibit more crime compared to rural or suburban areas. For some context, the crime rate is 81% higher in the US compared to Portugal, according to NationMaster. Violent crimes involving guns are ten times more common in the US than in Portugal.
Migration laws
Migration laws in Portugal and the United States differ due to their legal systems, immigration goals, and historical backgrounds.
In Portugal, immigration is mainly managed through residence visas and residence permits. These include permits for work, study, entrepreneurship, and family reunification.
Portugal also offers the Golden Visa program, which allows foreign nationals to obtain residency through qualifying investments. However, real estate purchases are no longer eligible.
Current qualifying investments include investment funds, research, cultural projects, or job creation.
Citizens of some countries, including the United States, can enter Portugal without a visa for short stays of up to 90 days within a 180-day period. For longer stays or specific purposes such as working, studying, or joining family, a visa and residence permit are required.
As a member of the European Union (EU), Portugal allows EU citizens to live and work in the country without needing a residence permit.
In contrast, the United States uses a visa-based immigration system with many distinct categories. Common visa types include work visas, family-sponsored visas, and student visas. Each category has its own eligibility requirements and application procedures.
Permanent residency in the US is obtained through a Green Card, also known as Lawful Permanent Resident status. This can be granted through family sponsorship, employment, refugee or asylum status, or the Diversity Visa Lottery program.
Foreign nationals who hold a Green Card may apply for US citizenship through naturalization after meeting residency and other legal requirements.
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Cost of living in Portugal vs USA
Besides healthcare and safety, another vital thing to remember when immigrating is the cost of living. It goes without saying that the cost of living in the US is higher than in Portugal. In fact, the cost of living in Portugal is 27.2% lower than in the United States, exclusive of rent. But how do these two nations compare when it comes to the prices of common everyday commodities? Here is a breakdown!
| Item | Expense in Portugal | Expense in the US |
|---|---|---|
| Milk, 1 L | 1.13 $ (0.95 €) | 1.06 $ (0.89 €) |
| Bread, 0.5 kg | 1.69 $ (1.41 €) | 3.65 $ (3.05 €) |
| Rice, 1 kg | 1.71 $ (1.43 €) | 4.59 $ (3.84 €) |
| Eggs, x12 | 3.43 $ (2.87 €) | 4.40$ (3.68 €) |
| Cheese, 1 kg | 12.17 $ (10.17 €) | 12.98 $ (10.86 €) |
| Chicken Breast, 1 kg | 7.93 $ (6.63 €) | 12.24 $ (10.24 €) |
| Round Steak, 1 kg | 15.21 $ (12.72€) | 16.66 $ (13.93 €) |
| Apples, 1 kg | 2.31 $ (1.93 €) | 5.22 $ (4.37 €) |
| Banana, 1 kg | 1.56 $ (1.30 €) | 1.68 $ (1.41 €) |
| Oranges, 1 kg | 1.92 $ (1.61 €) | 4.43 $ (3.71 €) |
| Tomato, 1 kg | 2.60 $ (2.18 €) | 4.88 $ (4.08 €) |
| Potato, 1 kg | 1.79 $ (1.49 €) | 2.90 $ (2.42 €) |
| Onion, 1 kg | 2.07 $ (1.73 €) | 3.06 $ (2.56 €) |
Estimates are from Numbeo (as of January 2026).
Lifestyle and entertainment
As these two nations sit on opposite sides of the Atlantic, they showcase unique cultural identities that influence daily life, interpersonal interactions, and societal values.
Portugal is known for its rather easy and laidback lifestyle. People often take the time to enjoy meals, appreciate the natural beauty, and engage in leisurely activities.
The United States is highly diverse, both culturally and geographically. Lifestyles vary significantly across regions, with urban areas generally exhibiting a faster pace of life compared to rural or suburban settings.
The country is also known for its strong work ethic, with many Americans placing a high value on career success. Work-life balance varies widely, with some individuals adopting a more relaxed approach, while others prioritize professional advancement.
This nation also boasts a robust consumer culture, with a wide range of shopping options, entertainment choices, and a diverse culinary scene influenced by various cultures.
Education System
The education systems of Portugal vs USA share similarities but exhibit key differences shaped by their unique historical, cultural, and administrative contexts.
The Portuguese education system is organized into three main cycles: Basic Education (1st to 9th grade), Secondary Education (10th to 12th grade), and Higher Education. Higher Education encompasses universities, polytechnic institutions, and private educational institutions.
As for the US, the education system consists of three main levels: Elementary and Secondary Education (K-12), Higher Education (undergraduate and graduate levels), and Postgraduate Education (professional and doctoral programs).
Another difference is in the school grading system. Portugal often employs a 0 to 20 grading scale, with 10 as the minimum passing grade. Some institutions also use a simplified scale from 0 to 5.
The US typically uses a letter grading system (A, B, C, D, F) with corresponding grade point averages (GPA). The GPA is often on a 4.0 scale, with an A being 4.0 and an F being 0.0.
Portuguese higher education institutions consist of universities and polytechnic institutes. Universities offer a wide range of academic programs that emphasize theoretical and research-based learning, while polytechnic institutes focus primarily on practical and vocational education.
US higher education institutions include universities, which can be research-focused or offer a wide range of programs, and colleges, which may focus on undergraduate Education. Community colleges offer two-year associate degrees.
Public vs Private Schools
The education system in Portugal and the US is known for its quality, whether you choose to go private or public. However, it is quite common for foreign nationals to choose private schools for a few reasons.
First, the language barrier. The primary language of instruction in public schools in Portugal is Portuguese. However, private schools are taught in English or another foreign language of choice.
Additionally, private schools in Portugal may offer internationally recognized curricula, such as the International Baccalaureate (IB) or the British Curriculum. These programs can be particularly appealing to expatriate families, as they provide familiarity and ease of transfer should the family plan to relocate again in the future.
Public schools in Portugal are free (excluding books and stationery). Private Education is accessible, from early childhood and elementary institutions to secondary Education, international schools, and Higher Education. Choosing private schooling can entail a substantial financial commitment.
Culture
The grandeur of the US, a multicultural nation, starkly contrasts the intimate charm of Portugal, a country with a history deeply rooted in European traditions. Speaking of tradition, Portugal has a rich cultural heritage, and traditional festivals are celebrated yearly.
Festivals often involve music, dance, and local traditions. Also, family is an essential aspect of Portuguese life. Family gatherings are significant, and meals are often a time for socializing and bonding.
Americans, on the other hand, have holidays. The US celebrates various holidays, including Independence Day, Thanksgiving, and diverse cultural festivals reflecting its multicultural population.
Social interactions and etiquette differ notably between Portugal and the United States. Portuguese culture emphasizes personal relationships and hospitality, with greetings often involving warm embraces and cheek kisses. In contrast, U.S. culture is generally more informal, with handshakes serving as the standard greeting. Personal space is highly valued, and individualism is a prominent cultural characteristic.
Gastronomy
The culinary traditions of Portugal vs USA share certain similarities, yet they also exhibit significant distinctions. These differences reflect each country’s unique culinary traditions, ingredients, and cultural influences.
Portugal’s extensive coastline has a significant influence on its cuisine, with seafood playing a central role in many traditional dishes, such as codfish (Bacalhau), sardines, and octopus. In contrast, the United States is a cultural melting pot, and its cuisine reflects this diversity, incorporating culinary traditions from Native American, European, African, Asian, and Latin American influences.
Bread is a fundamental part of Portuguese meals, and each region has its specialty. Pastries like Pastel de Nata (custard tart) are beloved treats. The US is known for its fast-food culture, with iconic items like hamburgers, hot dogs, and fries.
Fast-food chains are widespread in both countries, providing convenient options for quick meals. One similarity between Portugal and the United States is the presence of regional culinary specialties. In Portugal, each region has its own distinctive dishes—for instance, the northern region is known for hearty meals such as Francesinha, while the Alentejo region is celebrated for its bread- and pork-based dishes.
The same is true for America; the Southern United States is known for fried chicken, biscuits, and gumbo, while the Northeast has clam chowder and lobster rolls.
Best Cities For American Expats in Portugal
In terms of geographical size, Portugal is considerably smaller than the United States. Nevertheless, the country offers an impressive concentration of natural landscapes, cultural heritage, and scenic beauty within its compact territory.
Because of that, it is often quite overwhelming to choose where to live. Here is a list that will help narrow your options:
- Lisbon: The country’s capital and economic center.
- Porto: Located in the northern region and doubles as Portugal’s second capital.
- Lagos is a charming city of the sunny southern region, the Algarve;
- Coimbra is home to one of Europe’s oldest universities and has a rich cultural heritage.
- Braga: One of Portugal’s oldest cities, Braga combines historical charm with youthful energy due to its university population.
- Setúbal: Beautiful city located only 40 minutes south of Lisbon;
- Cascais: Located on the coast near Lisbon, Cascais is a charming seaside town known for its beaches, marinas, and cultural events.
Need help to move to Portugal from the USA?
There you have it, a detailed comparison of Portugal vs the USA. If you have already decided to relocate to Portugal, consider contacting our team at Viv Europe. Let us help you make the move effortless and worthwhile. Book a consultation, and our team will guide you through every step!
Interested in interacting with other Americans in Portugal? Join thousands of other American expats in Portugal on our Facebook Group – All About Portugal For Expats.
